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Benefits Office Hours of Operation

By Appointment Only 
November 1, 2024, through January 21, 2025 

Benefits Office will resume walk-in services on
  Tuesday, January 21, 2025

Scheduled appointments are available on Tuesdays and Thursdays from 9:00 am - 11:00 am & 1:00 pm - 3:00 pm
Please email benefits@peralta.edu to schedule your appointment.

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Important Documents
    • If completing a life event, the applicable forms are included in this announcement for upload to BenefitBridge

Medical Plans

SISC Kaiser Traditional HMO Plan

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SISC Kaiser Traditional HMO Summary of Benefits & Coverage
SISC Kaiser Traditional HMO Document Summary & Plan Description

SISC Anthem PPO Plans

There are two PPO plans offered: Anthem PPO and Anthem PPO 2

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SISC Anthem PPO Summary of Benefits & Coverage
SISC Anthem PPO Document Summary & Plan Description

Anthem PPO 100 A

Anthem PPO 2 80 E

SISC Evidence of Coverage Pharmacy Benefit

Dental

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UHC Dental DHMO – Direct Compensation Dental Plan
Delta Dental PPO Self-Funded Dental Plan

Navia

Navia Benefit Solutions will be the administrator of our Flexible Spending Accounts (FSA) and Commuter benefits.

Election and Claim Filing Period

Open Enrollment period is a great time to look at your benefits and estimate your out-of-pocket expenses. Be sure to only elect an amount that you know you will use during your plan year. At the end of the plan year, you will have a claim filing period to turn in any leftover claims for your benefits. Money left in the plan after the end of the claim filing period and 2 ½ month Grace period is subject to the Use-or-Lose rule and cannot be refunded to you.

Grace Period

Your plan also has a special 2 ½ month Grace Period after the end of the plan year. This feature gives you an additional 2 ½ months to incur expenses against your Health Care and Day Care arrangements. All expenses incurred during the grace period will automatically be deducted from the prior year’s arrangement, and any remaining balance will then be applied to the current plan year.

This will be a plan year from October 1, 2024 through September 30, 2025.

The maximum amounts that you can contribute to this short plan year are:

  • $3,200.00 for healthcare/medical FSA
  • $5,000.00 (per household) for dependent care FSA
  • Commuter benefits (transit and parking) currently each $360.00.

Deductions will be taken out of your paycheck - Your election amount will be evenly deducted pre-tax from 6 paychecks: October 2024, November 2024, December 2024, March 2025, April 2025, and May 2025.

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Important Documents & Contacts
Flexible Spending Medical and Dependent Day Care Expenses under IRS Code 125
Pre-tax Commuter Expenses under IRS Code 132

For assistance with your benefits questions,
please contact the District Benefits Office at 510.466.7229
Mon – Fri, 8:30 AM – 5:00 PM, PST (Open to the public from 9:00 am - 12:00 pm & 1:00 pm - 4:00 pm)
Or email benefits@peralta.edu